Updated as of January 14, 2024
By visiting the colorado-payday-loan.com site (“Site”), you consent to follow the stipulated terms and conditions (“Terms”). We urge you to review these Terms thoroughly. Should you find any of the Terms unacceptable, we advise you to discontinue your use of the Site immediately.
Loan Matching Service
Our service (“Service”) is designed to link consumers with potential lenders within our network (“Lender Partners”). To engage with the Service, you’re required to fill out a digital form (“Request Form”) that collects your personal details such as name, address, phone number, email, social security number, banking details, and employment specifics. The gathering and utilization of this data are governed by the Site’s Privacy Policy, which is integral to these Terms.
Credit-Related Matters
colorado-payday-loan.com acts solely as a facilitator and does not engage in lending or making credit-related decisions. We cannot assure that any Lender Partner will extend a loan offer to you or that any such offer will meet specific terms or conditions. We also do not claim that the terms provided by Lender Partners are the most favorable in the market.
Upon submitting a Request Form, your information is shared with Lender Partners. By doing so, you acknowledge and consent to soliciting loan proposals from these Lender Partners, and you agree that both colorado-payday-loan.com and the Lender Partners may reach out to you through various channels to assist with your Request Form or to inform you about future opportunities.
Lender Partners will evaluate your Request Form to determine if it meets their criteria, potentially conducting a credit check, which could be either a “Hard Check,” affecting your credit score, or a “Soft Check,” which does not. These checks can be carried out through major credit bureaus or alternative credit agencies.
If your Request Form aligns with a Lender Partner’s criteria, you will be directed to their website. Understand that from this point, colorado-payday-loan.com‘s role in your loan process ceases, and further interactions will be governed by the lender’s own policies.
Electronic Communications
By submitting your Request Form, you consent to receive electronic communications, including necessary notifications and documents from colorado-payday-loan.com and connected Lender Partners. This may include executing electronic loan agreements, which hold the same validity as traditional paper contracts.
Accuracy and Responsibility
You affirm that the information provided in your Request Form is accurate and truthful. Misrepresentations may lead to denial or termination of your access to the Service.
Service Management colorado-payday-loan.com reserves the right to modify the Service or deny access at its discretion, particularly if your actions violate these Terms or are deemed inappropriate. We are not liable for service delays or errors stemming from inaccurate information provided by you or uncontrollable technical issues.
Disclaimers and Limitations
THE SITE AND ITS CONTENTS ARE PROVIDED “AS IS.” We disclaim all warranties, implied or express, to the fullest extent permitted by law. We are not liable for any damages arising from your use of the Site or Service.
Indemnification
You agree to indemnify colorado-payday-loan.com and its Lender Partners against any liabilities or costs arising from your use of the Site, including legal expenses stemming from any breaches of these Terms.
Third-Party Links
The Site may include links to third-party sites, which are provided for convenience and do not imply endorsement. We are not responsible for the content or practices of these sites.
Dispute Resolution
Any disputes related to your use of the Site will be resolved through binding arbitration in Los Angeles, California, in accordance with the American Arbitration Association’s rules.
SMS Communications
Opting to provide a mobile number signifies your consent to receive SMS communications from colorado-payday-loan.com and Lender Partners, which may include various notifications and offers.
For additional support, contact [email protected]. Note that message and data rates may apply, and we are not responsible for charges incurred from this service.
General Provisions
These Terms represent the full agreement between you and colorado-payday-loan.com, governed by California law. Any unenforceable provisions will be replaced by enforceable ones that most closely match the original intent. Failure to enforce any right or provision does not constitute a waiver. Terms may be updated with changes effective immediately upon posting.
For inquiries regarding the Privacy Policy or any other concerns, please reach out to us directly. We may contact you via email, phone, or mail if required.